Ms. Diane Yentel,President and Chief Executive Officer, National Low Income Housing Coalition
Mr. Vince Malta, President-Elect, National Association of Realtors
Robert D. Broeksmit, President and Chief Executive Officer, Mortgage Bankers Association
Mr. Jerry Howard, Chief Executive Officer, National Association of Home Builders
Panel II
Mr. Don Calcaterra, Jr., President, Local Lending Group Loans; Vice-President, Community Home Lender Association
Mr. Rick Stafford, President and Chief Executive Officer, Tower Federal Credit Union, on behalf of National Association of Federally-Insured Credit Unions