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Click here for the Committee Memorandum.

Legislation

• H.R. 3234, To amend the Federal Deposit Insurance Act to modify the amount of reciprocal deposits of an insured depository institution that are not considered to be funds obtained by or through a deposit broker, and for other purposes. (Rep. Emmer)
  
• H.R._____, the “Bank Competition Modernization Act” (Rep. Fitzgerald)
  
• H.R._____, the “Merchant Banking Modernization Act” (Rep. Williams)
  
• H.R._____, the “Community Bank Deposit Access Act of 2025”
  
• H.R._____, the “Community Bank Capital Flexibility and Growth Act of 2025”
  
• H.R._____, the “Least Cost Exception Act”
  
• H.R._____, the “Enhancing Bank Resolution Participation Act”
  
• H.R._____, the “Failing Bank Acquisition Fairness Act” (Rep. Lynch)

Witness List

• Mr. Dory Wiley, President and CEO, Commerce Street Holdings
  
• Mr. James B. Barresi, Partner, Squire Patton Boggs
  
• Mr. Hugh Carney, Executive Vice President of Financial Institution Policy and Regulatory Affairs, American Bankers Association
  
• Dr. Norbert Michel, Vice President and Director, Cato Institute Center for Monetary and Financial Alternatives
  
• Mr. Robert James, President and CEO, Carver Financial Corporation, on behalf of National Bankers Association
  

Hearing Videos

Webcast of the Hearing



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